Volume versus judgement
High throughput leaves little time per case. Teams need a sharp eye for the few cases that deserve a closer look.
Motor finance
Credit training and interim cover for motor finance lenders
Motor finance is a high-volume business where speed matters, but weak decisions show up later in arrears and losses. Tulip helps motor finance teams sharpen credit judgement across consumer and commercial vehicle lending, with training from someone who has made these lending decisions for over 30 years.
Built for motor finance teams
- Underwriters and credit analysts on consumer and commercial vehicle books
- Collections and portfolio staff who want to understand how decisions were made
- Credit and risk managers setting policy and reviewing exceptions
- Dealer-facing and sales teams who need to understand credit appetite
What motor finance teams need to get right
Commercial vehicle and business customers
Lending to sole traders and limited companies needs real accounts analysis, not just scorecard results.
Information and credit searches
Understanding what bank statements and credit searches do and do not tell you helps catch problems early.
Portfolio quality
Arrears, concentration and the quality of the book depend on decisions made at the point of underwriting.
What delegates work on
Delegates work through real underwriting scenarios, not slides. They leave able to build a credit case and defend it.
Information and bank statements
What to look for, and what is easy to overlook, in the evidence customers provide.
Credit searches and reporting
Using search results sensibly alongside the rest of the credit file.
Asset, supplier, customer
Weighing the vehicle, the dealer or supplier and the borrower together.
Assessing risk
Moving from facts on the file to a reasoned lending decision.
Interim & contract cover
Need cover while you hire?
Interim and contract cover is available for credit and risk roles in motor finance, including portfolio management, risk reporting and credit policy documentation, from someone with 30+ years in UK motor finance.
About interim cover →Frequently asked questions
Do you work with both consumer and commercial vehicle lenders?
Yes. Tulip's experience spans UK asset and motor finance, and training scenarios can focus on consumer lending, commercial vehicles or both.
Can you help with credit policy and risk reporting?
Yes. Areas of experience include credit and risk management, risk reporting and governance documentation such as credit policies and risk appetites.
How quickly can interim cover start?
Interim cover can start straight away and run until your permanent hire arrives. Get in touch to discuss availability.
Other industries
Let's plan your team's training.
Tell us about your team. We'll come back with dates, a suggested agenda and a quote.
Email Robert →