From numbers to recommendation
Strong analysis only helps if it ends in a clear recommendation that a committee can approve with confidence.
Banks
Credit analysis training for banks, relationship managers and credit analysts
Relationship managers and credit analysts need to analyse a business, present it clearly and recommend a sensible facility. Tulip delivers practical, scenario-led training that builds those skills, so credit papers are sharper and decisions are easier to defend.
Built for banks teams
- Relationship managers who prepare and present credit proposals
- Commercial credit analysts and junior credit officers
- Credit committee members who review submissions
- Teams that lend against assets and want a stronger asset finance view
What banks teams need to get right
Group structures and connected parties
Understanding who owns what, and where cash and liability sit, is essential for corporate and owner-managed customers.
Cashflow and debt service
Profit, cash and repayment capacity are different things. Analysts must test each of them.
Writing credit submissions
Clear, complete papers save committee time and reduce the number of cases that come back for more information.
What delegates work on
Delegates work through real underwriting scenarios, not slides. They leave able to build a credit case and defend it.
Ratios and financial analysis
The ratios that matter for lending, read in context rather than in isolation.
Entities and group structures
Sole traders, partnerships, limited companies and groups explained for lenders.
Understanding cashflow
Testing whether the customer can service the debt, not just whether they are profitable.
Credit submissions
Building a complete paper and presenting it with confidence.
Interim & contract cover
Need cover while you hire?
Where a credit or risk role is vacant, Tulip can provide interim cover for underwriting, credit papers, portfolio oversight and risk reporting, until your permanent appointment starts.
About interim cover →Frequently asked questions
Is the training aimed at relationship managers or analysts?
Both. The curriculum runs from accounting fundamentals to presenting a credit submission, and a training day can be shaped around the mix of roles in your team.
Do delegates work on real examples?
Delegates work through real underwriting scenarios rather than slides, so they leave able to build a credit case and defend it.
Can we book a place on a course rather than a team day?
Yes. You can enquire about a place on the Credit Skills Foundation, Intermediate or Advanced courses.
Other industries
Let's plan your team's training.
Tell us about your team. We'll come back with dates, a suggested agenda and a quote.
Email Robert →